Commercial Credit Advisor, Agriculture

Job title: Commercial Credit Advisor, Agriculture

Job description: Come Work with Us!

At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose.

Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work that matters in the world, in an environment built on teamwork, service, responsibility, diversity, and integrity.

Job Title Commercial Credit Advisor, Agriculture

Job Description

What is the opportunity?

As a strong contributor to strategic priorities for Canadian Banking (CB) and CB Operations, you will partner with Commercial Account Managers (CAM) in support of the credit renewal process for

Please Note: This position may be available as a remote opportunity for the qualified candidate.

What will you do?

• Review and establish clients’ BRR, ensuring credit structures mitigate credit risks while providing a superior client experience
• Provide quality business analysis for existing clients, meet and exceed client turn around expectations on new/increased credit requests/renewals
• Apply enterprise solutions that can be leveraged to improve the client experience and maximize opportunity spotting to enhance client retention and referrals
• Manage the credit renewal process effectively, to enable CAMs to have more client facing time
• Collaborate, coach and mentor CAMs, service partners and others to meet the needs of clients and develop specialized knowledge to better support CAMs and their clients
• Prioritize and balance client needs and risk effectively, ensuring CAMs are informed of any changes in review schedules
• Exercise due diligence and identify risk issues and take proactive action to mitigate risk
• Influence portfolio quality through credit risk assessment, strategic assessment and proactive management of expired credits

What do you need to succeed?

Must-have

• Small Business or Commercial lending/credit experience
• Agriculture industry experience
• Strong experience in analyzing company financial statements
• Effective communication and negotiation skills
• Capacity to manage work volumes to meet deadlines

Nice-to-have

• Commercial Account Management and/or Commercial Adjudication experience
• Business degree or CFA
• Bilingual in French and English

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• 4 weeks’ vacation to start
• A comprehensive Total Rewards Program
• Leaders who support your development
• Ability to make a difference and lasting impact
• Opportunity to take on progressively greater accountabilities

RBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager.

RBC requires as a condition of employment that all successful candidates in the United States and Canada be fully vaccinated against COVID-19 prior to their start date, and may require proof of the same. Reasonable accommodation is available where required by law.

Job Summary Evaluates commercial loan requests by reviewing applicants’ credit histories and analyzing financial statements in order to approve or deny loan applications. Applies experience and seasoned knowledge, skills, and practices to perform a variety of assignments.

Address: GUELPH, Ontario, Canada

City: CAN-AB-CALGARY, CAN-BC-NEW WESTMINSTER, CAN-MB-WINNIPEG, CAN-NS-TRURO, CAN-ON-GUELPH, CAN-ON-MISSISSAUGA, CAN-QC-MONTRÉAL, CAN-SK-MOOSE JAW

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: Personal and Commercial Banking

Job Type: Regular

Pay Type: Salaried

Posted Date: 2022-04-04-07:00

Application Deadline: 2022-04-23-07:00

Inclusion and Equal Opportunity Employment

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

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