Director, Credit Specialists, CFS Finance, East Canada

Job title: Director, Credit Specialists, CFS Finance, East Canada

Job description: What is the opportunity?

As Director, Credit Specialists, CFS Finance, you lead a team of client-facing credit experts aligned to our large commercial client segment within CFS, defined as commercial clients with annual sales revenue between $25MM and $100MM. With strong credit and leadership skills, you provide guidance, advice and oversight of all aspects of client acquisition, deal structuring and credit processes. You play a key role in realizing our business objectives through the coaching, development and support of your team in their delivery of complex credit solutions and active client and portfolio management. You develop and foster strong relationships with internal partners to facilitate early engagement on new credit deals and navigate credit escalations in a collaborative manner. You drive employee engagement through active participation in the national large commercial community of practice and by demonstrating RBC Leadership Model behaviours.

What will you do?

Lead a team of high performing underwriters in the delivery of quality credit products and best-in-class advice to RBC clients and prospects. Provide coaching and advice on deal structure, encouraging creative and customized solutions. In coordination with key partners, ensure high standards are maintained, specifically in the preparation and presentation of pitches to clients, internally throughout the credit approval and executions process, as well as related to turnaround times and client experience.
Actively develop, strengthen and deepen client relationships and engagement with key partners, including CCG, GRM and Operations.
Ensure strong business routines are in place to proactively identify clients who would benefit from credit advice and solutions.
Serve as a one-up escalation point for credit transactions originated by the Credit Specialist team.
Provide oversight of all aspects of the credit approval process including Commitment Committee and GRM discussions. Work collaboratively with CCG to ensure appropriate client coverage relative to each group’s core capabilities.
Lead and ensure a strong culture of risk management and compliance is in place, including quality of discovery and credit underwriting, the enhancement of, and adherence to, rigorous credit processes, compliance standards as well as robust and proactive portfolio management, including covenant monitoring and control.
Ensure strong talent management routines are in place including training and development plans for each Credit Specialist. Maintain an active pipeline of talent to meet future team requirements from both growth and turnover.
Participate actively in the national large commercial community of practice by sharing best practices and competitive insights, profiling successful deals, and contributing to overall corporate knowledge.

What do you need to succeed?

Must-have

Previous people management experience
Minimum five years’ experience in large credit ($5MM+) commercial lending at a major financial institution
Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze company financial statements
Strong skills with Microsoft Office, as well as experience with emerging resources, communications and technology
Professional verbal and written communication skills with a high level of attention to detail in both written work and financial analysis
Strong organizational skills, ability to perform well under pressure, manage multiple tasks while meeting time sensitive deadlines

Nice-to-have

MBA, CA, CMA, CGA, CPA or CFA
Proven track record in financial and credit analysis in support of exceptional client relationship management
Work experience in corporate lending or corporate finance
Experience managing remote teams

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program including competitive compensation, bonuses, and flexible benefits
Continued opportunities for career advancement
World-class sales training, coaching, and development opportunities
Support from a dynamic, collaborative, progressive, and high performing team, as well as world-class tools and training
Opportunity to achieve great success and grow your career with RBC

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JOB SUMMARY
City: Quebec and Atlantic area
Address: TBD
Work Hours/Week: 37.5
Work Environment: Office
Employment Type: Permanent
Career Level: Senior Manager/Director
Pay Type: Salary + Variable Bonus
Required Travel (%): 0-25
Exempt/Non-Exempt: N/A
People Manager: Yes
Application Deadline: 08/03/2021
Platform: Personal & Commercial Banking
Req ID: 391273
Ad Code(s):

Click Here to Apply

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