Senior Underwriter, Agriculture – Edmonton

Job title: Senior Underwriter, Agriculture – Edmonton

Job description: Our bottom line is different.

There’s something special about working at ATB, and it’s been recognized on every that matters. Maybe it’s our exceptional culture where your is supported through market-leading benefits and you’re free to bring your whole self to work. Maybe it’s our commitment to a growth mindset and our unrelenting thirst for for fellow Albertans—even the ones who aren’t our clients.

Whatever it is, you won’t find a more genuine, driven and knowledgeable group of humans anywhere. We foster a culture of purpose, performance and possibilities. We engage with intense curiosity, and bring our whole selves to work, every day. We know it starts with people like you, so take a chance and start with us.

Job Number: REQ4560
Location: Anywhere in Alberta
Apply by: August 23rd, 2022
Paygrade: K-PFS
# Positions available: 1
Leader Name: Director, Underwriting

As ATB’s next Senior Agriculture Underwriter, your role includes providing agriculture credit expertise in support of ATB’s Agriculture Strategy. You will work with a team of Ag focused Underwriters to support our Ag Relationship Managers (RM) on ATB’s higher value Agri-business & Agri Food clientele. You will report to the Ag Central Underwriting Director.

You will be considered an expert agricultural lender. You possess an in-depth understanding of Agri credit solutions & structuring complex credits. While this is not a customer facing role, you may be occasionally required to meet virtually with clients or other external partners.

Your day to day work will involve credit risk analysis and preparing formal credit presentations along with meeting with your RM partners to determine optimum credit solutions. There will also be opportunity to showcase your leadership and presentation skills through various project work.

Responsibilities

• Makes sound credit decisions for clients with risk exposures exceeding 5 million in lending commitments
• Partner in first line of defense for risk management and make independent recommendations in conjunction with Sales team
• Assesses risk and profitability, maintains accounts, underwrites credit and ensures optimum client servicing
• Ensures overall loan quality and supporting documentation is within the acceptable ATB measures and identifies all cross-selling opportunities while maintaining adherence to established service level agreements

Requirements

Distinctive Skill Requirements

• Business Fundamentals
• Banking Industry Domain Knowledge: Cash Management
• Banking Industry Domain Knowledge: Corporate Lending
• Banking Industry Domain Knowledge: Mortgages

Risk Management, Governance and Regulatory Compliance

• Risk Analysis

Financial Analysis and Expertise

• Financial Statement Analysis & Forecasting

Lending and Underwriting

• Credit Analysis
• Credit Risk Rating
• Lending
• Loan Processing
• Loan Documentation
• Loan Origination
• Loan Structuring
• Loan Underwriting
• Portfolio Monitoring
• Spreading – Transferring information from a borrower’s financial statements to the bank’s financial analysis

Accreditation

• Business or accounting degree or equivalent
• Chartered Financial Analyst accreditation or Graduate level education is an asset
• ATB Sales and Credit courses or equivalent
• ATB Accreditation or equivalent

At ATB, we know that highly talented people can readily transfer their skills. If you believe your skills and experience are transferable, please consider putting your name in the running.

Benefits

Be great. Be you. Believe.

We are dedicated to building a workforce reflective of the diversity within our communities and creating an environment where every team member has what they need to reach their potential. We encourage candidates from all equity-seeking groups to apply.

What happens ?

Thank you for applying online. If you are shortlisted for this opportunity, you will hear from us after the posting close date regarding next steps. We might ask you to participate in a or phone interview. If you require any accommodations, please let us know.

Stay in touch!

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